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Many US citizens are facing debts these days. People are looking to find the best way to get rid of their debts. The best way is the one by which you can overcome the debt without any burden on your finance, legally and ethically. The person already so much stressed out by debt burden would certainly don’t like to involve himself in complicated solutions.

The most advised way to get rid of your debt is to take help from the debt negotiations firms. These firms comprises of highly skilled individuals who are loaded with all the tools needed for successful debt negotiations. They are very well aware of how the relief programs work, what are limitations of lenders on most issues and what will be the best way to convince your creditor to benefit you as much as possible. Debt negotiation is a legal way of getting your debt reduced to an amount you can afford to pay. It is a technical procedure where, apart from convincing the creditor, you have to follow certain rules and regulation and avoid any violation of terms. The negotiation firms are experienced and take care of all such formalities.

After acquiring all the information about your current financial standing they start the process of debt negotiation. Negotiations are actually about convincing the creditor to grant you debt reduction. The reduction in debt is completely dependent on how your financial condition is portrayed before the creditor. The lender will grant you reduction only when he is completely sure of your poor financial condition. The debt negotiation firms know the techniques to make the creditor agree on terms advantageous to you. Better negotiations can reduce your debt up to 60%.

The remaining debt is easily payable with the help of a debt settlement company. You are just required to make a monthly deposit of your choice in a separate debt settlement account. As soon as enough money is deposited the negotiation firm starts negotiating with the creditor. When an agreement is finalized, the money is transferred to the creditor’s account. This makes you free of debt very easy and very fast.

Srila Prabhupada did not present Shastra as a dry academic subject to be theorized and armchair-philosophized about. Instead of giving abstruse explanations, he spoke and more importantly lived the essence of shastra. He repeatedly emphasized the point of all sastra: “You are not this body. Surrender to Krsna.”

Srila Prabhupada repeatedly said that by reading his books we get in touch with the previous acaryas. Indeed, his purports to the sastra draw on the realization of the previous acaryas whose commentaries Prabhupada consulted before composing his own. A special feature of Srila Prabhupada’s purports, however, is that he was the first to show how the Srimad Bhagvatam’s principles can be applied in practical circumstances in the human society. Also for the first time ever, he comprehensively presented Gaudiya Vaishnava philosophy, replete with all subtleties and complexities, in a non-Indian language.

Prabhupada’s explanation of Vedic philosophy is simple, clear, and uncomplicated English is an unprecedented achievement in literary history. English is a mleccha-bhasa (language of meat eaters), but Srila Prabhupada purified it. Quoting Srila Prabhupada’s purports is as authorized as quoting from the Original Sanskrit shastras. Infact, the words of the acharya are even more potent because without the acharya’s explanations, ordinary people would not be able to understand the meaning of shastra.

Srila prabhupada’s lectures were simple, straightforward bhagavad philosophy. Prabhupada’s songs are preferable to any of the dozens of styles of melodius kirtans because there is a different level of potency altogether. Srila prabhupada’s presentations whether it is the songs he sung or the purports he wrote, everything was always Krishna centric and at no point were for material sensual pleasure. His intense purity and compassion for the fallen conditions souls manifest in all his work. Being a pure devotee of the lord, his words are infallible, totally correct and spoken for upliftment of all concerned.

His words enter the heart of a living entity and purify it. The potency in his works is so strong that even though he has written for everyone, it seems to the reader that he is speaking personally to the individual reader and whatever he has written makes complete sense to the honest inquisitive.

Srila Prabhupada’s works reflected his inadvertent strong-mind and principles. There were no contradictions or interpretations. He presented the message as it is. Srila Prabhupada make Krsna and the Hare Krsna mahamantra famous all over the world even though non-devotees don’t know much about him. This is due to his presentation of Shastra as a messenger. He never took credit for this great benediction that he was giving and continues to give to fallen conditioned souls through his books.

The philosophy he preached through his books was sound in theory and practically applicable under all circumstances. Srila Prabhupada saw nothing as different from Krsna. He saw Krsna everywhere and in everything, and everything in Krsna. Whatever he wrote is a living example or rather an extension of this premise that he lived by. He wanted to engage everything and everybody in Krsna’s service. His works and method of presentation of shastras are still inspiring thousands of people to take up the sublime method of Krsna consciousness practically in their lives. His objective of developing a Krsna conscious movement, which is not limited to study of literature, however is built on how he presented the message of Krsna and Lord Chaitanya throughout the world.

Everything is negotiable as long as people have the charm and persuasion to make things happen their way. In business, there is a pressure to get the most out of relationships and get the most value possible out of deals. Understanding the art of negotiation will increase the chance of a favorable outcome for the company.

Being prepared is the most important part of negotiating well. Going in without a plan and thinking it will be like the movies where characters simply wing it will only backfire. It is important to know the audience, what they want, and what questions they could ask. Understand what is driving the party the company is negotiating against where their priorities lie.

Having a response custom tailored for the audience is very helpful in negotiation. Like the previous point, figure out what type of people the company is dealing with and speak in a language the recognize. This is how to push their buttons. There are four kind of basic people to deal with when negotiating.

First is the formal, precise individual who is analytical and needs mass data before a decision can be made. Second is the purposeful, demanding person who is more competitive and intuitive. Third are the caring, relaxed, and patient people who do not rush things. Fourth are the persuasive people who are warm, expressive, and sociable.

Adapting the approach is easier when the businessman understands the different categories of people. The first person needs lots of information. The second just want a summary. The third and fourth types need stories or diagrams. The person negotiating needs to understand themselves as well so they do not butt heads with people of their own kind.

Believe it or not, listening is an important negotiation factor. Conduct an initial face-to-face meeting before going into specifics. At this meeting, ask the other party what they want out of the negotiation. The more the negotiator says, the more they will give away. This gives the other negotiating party leverage.

Confidence and being mentally prepared before initial meetings is key. 55% of how people communicate is through body language. If the negotiator feels subordinate, the other party will pick up on it and use it against them in negotiation.

Understand that everyone negotiating needs each other. Know the value of the offer and how it helps the other party. This will give enough confidence to clear the head and be in control, taking the lead in questioning.

Avoid being a salesperson. Discussion is key to negotiation as it is how parties reach a mutually agreeable outcome. Instead of saying how much the company can do for the other party, discuss what the company does and offers and ask how it can help the party. Identifying things that are low cost to the company is important to have prepared in case of a trade-off.

Do not be afraid to take a break during negotiations. This time is often needed to collect thoughts and get the negotiator’s head back in the game. This time is also used to reconsider the offers on the table. The only time this is not okay is if the negotiator is on an absolute fixed deadline.

Lastly, it is good to understand the company’s position and the negotiating party’s position as well. Know what the company can get away with (usually the opening bid), what the company expects to get based on market knowledge, and what the deal breakers are.

If the relationship with the other party continues after the negotiation, everyone needs to win. Since future meetings are sure to happen with company relationships, being rude or undercutting the other negotiating party will only lead to bad deals and feelings in future business.